Statement Teardown
Line-by-line review of your current processing statement. Interchange, markup, junk fees — all of it, in plain English.
Stop letting your processor quietly drain your margin.
I break down exactly what you're paying to accept cards, show you where the markup hides, and build a setup that costs less. Local, direct, and straight with the numbers.
- 3 yrs
- In the payments industry
- Free
- Quotes & fee audits
What I actually do
Here at Mega Payments my job is to make it boring and cheap — while upgrading your solution with better software, support, and transparency.
Fee Reduction
Interchange-plus, cash discount, or flat rate — we model the options and pick what actually keeps the most money in your business.
POS Setup
Modern terminals and point-of-sale systems installed, programmed, and supported so your staff isn't guessing on day one.
Ongoing Support
A local consultant who answers the phone — not a 1-800 queue in another time zone.
More than merchant services
A one-stop shop for growing businesses
Payment processing is what we lead with, but it is not the only thing we do. We can also help with business funding, web design, marketing, POS systems, and day-to-day operational consulting — all under one roof.
- Business funding
- Web design
- Marketing
- Point-of-sale systems
- Operational consulting
Three steps to clarity
- 01
Send a statement
One recent processing statement is all it takes to get started.
- 02
Get the breakdown
A clear report of every fee you pay and what it should cost.
- 03
Keep the savings
Switch only if the numbers make sense. Zero obligation, ever.
Operations & Payment Consultant
Hi everyone, I'm Isaac Garstecki!
I graduated in 2020 from Slippery Rock University with my bachelor's degree in science, and I'm excited to introduce myself as your Operations & Payment Consultant! I've been in the industry for 3 years now. 💳
Based in Nashville, TN, I work with businesses across all 50 states — from restaurants and retail shops to service providers and e-commerce brands. Payment processing is our focus, but we also support businesses with web design, marketing, funding, and operational consulting.
I offer free quotes and a full breakdown of exactly what you're currently paying — no obligation, just clarity on where your money's going. If you're a merchant who wants a second opinion on your processing costs, let's talk.
When I'm not working, you'll probably find me at the gym, out snowboarding, or hanging out with my dog Blizzard. 🐾🏂
See What Businesses Could Potentially Save
Illustrative scenarios based on common statement structures. Your own numbers come from a statement review.
Monthly savings
$600
Annual savings
$7,200
- Volume
- $100,000/month
- Previous cost
- $3,250/month
- New cost
- $2,650/month
Monthly savings
$825
Annual savings
$9,900
- Volume
- $150,000/month
- Previous cost
- $4,650/month
- New cost
- $3,825/month
Monthly savings
$520
Annual savings
$6,240
- Volume
- $80,000/month
- Previous cost
- $2,680/month
- New cost
- $2,160/month
These examples are for illustration purposes only and do not represent guaranteed or verified customer savings. Actual savings depend on processing volume, transaction types, card mix, current pricing, equipment, and other account details. A statement review is required to calculate potential savings.
Questions & Answers
Straight answers to the questions merchants ask most before sending over a statement.
Second opinion, free
Request your free quote
Send over your details and one recent processing statement. You'll get a full fee breakdown back — no pitch until you ask for one. Your statement is reviewed by me directly and never shared or sold.
Prefer to talk? Call or text Isaac at 724-516-6119 Or email isaac@megapayments.com